Our Loan Solutions
At Ledgered Accounting & Finance, we believe finance should be clear, tailored, and empowering. Whether you’re buying your first home, building your property portfolio, or looking for smarter ways to structure your business lending, we’re here to guide you.
With access to 40+ lenders and years of experience, we compare, negotiate, and deliver solutions designed around your goals — not the banks’.
Home Loans (Owner Occupied & Investment)
Whether you’re buying your first place, upgrading, or building an investment portfolio, we’ll help you find the right home loan. With access to 40+ lenders, we compare options to secure competitive rates that suit your lifestyle and goals.
Refinance & Debt Consolidation
Paying too much on your current loan? We make refinancing simple — reducing repayments, finding better rates, and helping you combine multiple debts into one manageable loan. Smarter structures mean more cash in your pocket.
Construction Loans
Building your dream home or development project? Our construction loan solutions give you flexibility and staged payments while your property comes to life. We guide you through each stage of the build, ensuring your finance keeps up with progress.
Business Loans
From working capital to growth finance, we provide tailored business loan solutions. Whether you’re launching, expanding, or stabilising cash flow, we’ll structure finance that supports your long-term success.
Equipment & Vehicle Finance
Upgrade your business with the latest tools and transport. We arrange finance for cars, trucks, machinery, and equipment, giving you the flexibility to keep your operations moving forward without heavy upfront costs.
Construction Loans
Building your dream home or development project? Our construction loan solutions give you flexibility and staged payments while your property comes to life. We guide you through each stage of the build, ensuring your finance keeps up with progress.
Self-Employed Lending Solutions
Being self-employed shouldn’t mean limited options. We specialise in helping business owners secure finance with lending solutions designed around your income structure, tax returns, and financials.
SMSF Lending
Looking to invest through your Self-Managed Super Fund (SMSF)? We’ll help you navigate the complexities of SMSF lending with expert guidance, ensuring your loan is structured to support your retirement goals.
Low-Doc & Alt-Doc Loans
Don’t have traditional payslips or full financials? No problem. Low-doc and alt-doc loan solutions are designed for clients with non-standard documentation, giving you access to finance without unnecessary barriers.
First Home Buyer Support
Buying your first home can feel overwhelming. We’ll simplify the process with step-by-step support, help you understand government grants and schemes, and make sure you secure a loan that works for you.
Loan Structuring & Strategy
The right loan is more than just a rate. We design loan structures that align with your tax position, cash flow, and long-term financial strategy — helping you build wealth and save money over time.