Why Choose Ledgered
Its not just about finding a loan, its about having the right partner.
Apply Without Hurting Your Credit Score – Explore options safely with pre-approvals that won’t impact your credit rating.
40+ Lender Network – From major banks to specialist lenders, we find the right fit for you.
Smart Loan Structuring – Loans designed around tax, cash flow, and long-term goals.
End-to-End Support – From first application to settlement (and beyond), we’re with you every step.
Tailored Loan Solutions
We make lending simple with
solutions designed around your goals.
Home Loans
Owner-occupied & investment lending designed to suit your lifestyle, with access to the most competitive rates available.
Refinancing & Debt Consolidation
Save on repayments, unlock better rates, and simplify multiple debts into one manageable solution.
Construction Loans
Build with confidence. We structure staged payments to keep your project moving from plans to completion.
Business & Equipment Finance
Funding for growth — from working capital to vehicles, tools, and equipment that keep your business running.
Specialist & Self-Employed Lending
Low-doc, alt-doc, SMSF, and tailored solutions for clients who need more than standard lending options.
Loan Structuring & Strategy
The right loan is more than a rate — we design strategies that align with your tax position, cash flow, and long-term wealth goals.
Your Partner in Finance
Your Partner in Finance
Meet Maria
Maria is the driving force behind Ledgered Accounting & Finance. With a strong background as a practicing accountant and a qualified mortgage broker, she brings together two worlds that most clients need but rarely find in one place.
With years of experience helping individuals and businesses navigate complex financial decisions, Maria knows how to simplify the process — from securing the right loan to structuring accounts for long-term growth.
Her approach is personal, professional, and always focused on achieving the best outcomes for her clients. Whether you’re buying your first home, refinancing, or running a business, Maria is here to guide you with clarity and confidence.